How useful are cats insurance?
liability and health insurance for people are not only useful, but also necessary. But what about the insurance for cats? There are several cats as the animal liability insurance or cat insurance – here you will find some information about the topic .
Cat Insurance: When they make sense?.
Possible cat insurance include liability and the Cat Health Insurance. The former jumps for property or personal injury, for your house cat is responsible. The latter refers to the acquisition of medical, treatment and operation costs.
Of course, the performance of individual cats of the respective insurance providers are dependent and can be quite different greatly. Also, it looks at the costs.
Is an animal liability in a cat sense?
An animal liability insurance is primarily intended to cover third party claims and refers to property damage and personal injury that has caused an animal. For dogs such insurance is quite reasonable, as this will be quite capable of greater damage – such as traffic accidents – cause. But cat owners should think through the steps exactly.
Cats are finally not known to cause major damage to property or to hurt people so much that they must be treated expensive. An animal liability insurance is therefore unnecessary, as long as your cat is not a full-grown lion.
Ten little kittens explore the world
Cat health insurance limited use
When a cat health insurance are two distinct types in the rule – there is the Operations insurance and comprehensive insurance. Both are for the cost of a mandatory required surgical intervention, with the full insurance beyond still provides outpatient and inpatient procedures as well as drug and laboratory costs.
Where a surgical insurance in some cases, still makes sense and is getting already for five euros a month, makes a full insurance for cats no sense. “Stiftung Warentest” found in a study in 2011 found that these cats are simply too expensive and insurance does not pay off.